Homeowners Insurance

Home Insurance

Florida State Insurance has been in South Florida for more than 20 years and we understand the unique circumstances South Florida residents face.  We have a team of dedicated specialists to help you every step of the way.  We take the time to make sure our clients understand what they are buying and are getting the right coverage at the right price. Florida state insurance is a pillar in the community . “ Where others have branches we have roots “

Insuring your homes in Broward and Palm Beach can be a challenge.  We have a lot of carriers to meet all of your insurance needs.

At Florida state insurance we are able to offer you homeowners insurance with standard insurance companies including Tower Hill, Federated national , Florida Family, Fidelity National, People trust, Peninsula , Universal Property and Casualty and many more.

Some of the specific features that may be included in your homeowners policy are:

  • Extended guaranteed replacement cost of the dwelling
  • Ordinance and Law coverage
  • Replacement cost of personal property/contents
  • Increased limits for valuable articles
  • Increased limits for backup of sewers and drains and sump-pump failure
  • Increased limits for loss of use
  • “All-risk” contents coverage (versus named perils)
  • “All-risk” dwelling coverage
  • Increased personal and excess liability limits
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