Simply stated, flood damage is due to ‘rising waters’ (e.g., heavy rains, rising rivers or tidal surges). This damage is NOT typically covered by a homeowners policy and can be a cause of significant loss.

Insurance AgentJust a few inches of water from a flood can cause tens of thousands of dollars in damage. Over the past 10 years, the average flood claim has amounted to over $33,000. Flood insurance is the best way to protect yourself from devastating financial loss due to rising waters .

If your home is located in an area that has been determined by the federal government to be in a Special Flood Hazard Area (SFHA), and the property is financed by a mortgage, your lender will most likely require that you carry flood insurance in addition to your homeowners coverage.

Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers, and the property’s flood risk. Keep in mind that much of the recent storm damage to homes OUTSIDE of recognized Flood Zones was caused by rising water, which is NOT COVERED by standard homeowners insurance. Even if you are not required to carry this coverage by your lender it is still important to consider it.

We also offer one day tag and title service.

Getting your car registered or getting a new tags here in Florida doesn’t have to be a choir . For all of your auto registration or fast title needs, turn to Florida State Insurance And Auto Tags. We go above and beyond  your expectations to make sure you leave our office with a smile on your face .